Student Loans: Can You Avoid the Trillion Dollar Problem?

Clients ask us daily: Where are the ideas on how to pay for, at least part of, a $60,000 University education?

Look for value in your college search!

Look for value in your college search!

1. Don't go to a college that charges that much--Live at the parent's house, attend Community College, transfer and then pay for only 2 years at a private college. Transfer out rates are online. That stat generally tells you how many transfer students your college of choice needs.

2. Study hard in high school, maintain above a 3.5 gpa and attend a school that offers merit aid. Supply and demand is a useful principal in implementing this strategy. Even for very high-income families!

3. While in college, apply to be a residential advisor to earn stipends AND/OR waived dorm fees.

4. Study hard in school, take lots of AP's and only go to a college that will give you credit for all of your exams, graduate early thereby saving, potentially, a semester to over a year of college tuition. If you are able, speed up the process even more by taking an extra college class each semester.

5. Did we mention: Study Hard In High School!!! There's little-to-no aid available for average students. And, if you are not a high achieving student, why not go to your local CC first, or take a MOOC, or try Vo-Ed and figure it all out.

Shameless plug: Don't Stress: We, at A+, can help you with all of the above!

What is your pathway after high school?

What is your pathway after high school?


For those interested in learning more, here are links to very worthwhile reading on the subject.

good background on issue:

what a typical community college charges:

a typical merit aid matrix: